Budget Planning Motivation – What you need to stay on track!

Maintaining the budget planning process long-term requires perseverance. Perseverance is one of the most important qualities in any domain but also one of the most difficult ones that you can cultivate in time. In my opinion, one of the easiest ways you can become more perseverent is through other people’s examples. But since perseverance is rarely met in practice, there is a big chance there are few cases around you or none at all. As an alternative, you can use books that talk about it, but it’s hard to find good examples even with books. I can recommend author Steven Pressfield and his book “Do The Work” or Brian Tracy’s “Eat the Frog”.

Personal examples and books aren’t the only solutions when it comes to becoming more perseverent. Another idea is to constantly work on the way you see the world around you. The way you see the world will not change from one day to the next, but you can change it little by little every day. Motivational quotes can work as a method to impress your subconscious mind, and through regular repetitions, they can leave a big print on the way you see the world. That’s why I’ve collected here the best motivational quotes that can stimulate you to maintain budget planning. There are a ton on the Internet, but I’ve carefully selected only the best ones:

“A budget is more than just a series of numbers on a page; it is an embodiment of our values.” – Barack Obama

“The simplest definition of a budget is “telling your money where to go.” ― Tsh Oxenreider

“A budget is telling your money where to go instead of wondering where it went.” ― Dave Ramsey

“If you want creativity, take a zero off your budget. If you want sustainability, take off two zeros.” ― Jaime Lerner

“Balancing the budget is like going to heaven. Everybody wants to do it, but nobody wants to do what you have to do to get there.” ― Phil Gramm

“A personal budget is a manifestation of your decision to grab your finances by the balls” ― Money Tree Man

“Too many people spend money they haven’t earned, to buy things they don’t want, to impress people that they don’t like.” ― Will Rogers

“Beware of little expenses; a little leak can sink a great ship” – Benjamin Franklin

“They call it a budget so you don’t budge from it.” ― Mike Figgis

“Establishing a budget is the act of deciding how much of your money you’re going to spend on one item, how much on another, and so on, before you’re actually in the position of spending the money.” ― Tere Stouffer

“Frugality isn’t about cutting your spending on everything. Frugality is about choosing the things you love enough to spend extravagantly on – and then cutting costs mercilessly on the things you don’t love. The mindset of frugal people is key to being rich.” ― Ramit Sethi

“Someone’s sitting in the shade today because someone planted a tree a long time ago.” ― Warren Buffett

“Dammit, I saved too much for retirement! Said nobody, ever.” – Anonymous

“If you don’t decide what your priorities are in life, everyone else will decide for you.” — Christy Wright

“Budget: A mathematical confirmation of your suspicions.” ― A.A. Latimer

And some quotes about perseverance, to keep you going:

“You don’t have to see the whole staircase, just take the first step.” ― Martin Luther King, Jr.

“Everyone must choose one of two pains: the pain of discipline, or the pain of regret or disappointment.” ― Jim Rohn

“Don’t make excuses for why you can’t get it done. Focus on all the reasons why you must make it happen.” ― Oprah Winfrey

“Perseverance is not a long race; it is many short races one after the other.” ― Walter Elliot

“Many of life’s failures are people who did not realize how close they were to success when they gave up.” ― Thomas Edison

“Fall seven times and stand up eight.” ― Japanese Proverb

“It’s not that I’m so smart, it’s just that I stay with problems longer.” ― Albert Einstein

“Success is the sum of small efforts, repeated day in and day out.” ― Robert Collier

Are there other things to keep you motivated on budget planning?

Yes, actually there are! Like I said at the beginning of this article, a good example is among the best things that can help with motivation. But don’t forget that you can get examples not only in person, from friends or family, but from YouTube as well. And there is an exceptional category of budget planning videos that can do a great deal to motivate you. I’m specifically talking about “Budget With Me” videos. In this type of video, you will see step-by-step how someone creates their budget, from beginning to end. This type of video is not only a “how-to guide” put into practice (or a hands-on guide), but after watching more you will be able to see how other people treat the problems they encounter. And now let’s see a few examples in practice:

  1. The first “Budget With Me” video example comes from Summer, from her channel called Living Life With Summer. She makes videos about budgeting, paying off debt, saving money, and lifestyle. One of the most important things to mention about Summer is that she is a teacher and a salaried employee, who gets paid once a month on the last working day of the month. She budgets using the zero-based budget method with the cash envelope system. But by far the most significant aspect for you is that she shares real numbers from her March 2022 paycheck, for example, unlike many other YouTubers who give budgeting examples with fictional numbers. She can do this because she is a teacher and her income is public record. Because of this, I believe she is the best example you can get. Her video is good not only for inspiration and motivation, but you can use it as a how-to guide that gives you hands-on information about the way you can deal with budgeting issues. If you like her channel, don’t forget to subscribe! https://youtu.be/-7n9o5mg5zs
  2. The second “Budget With Me” video example comes from The Save at Home Mom. She films videos about budgeting, frugal living, and motherhood. In the video below she is doing the budget for the first paycheck of April 2022. She shows all her spendings step-by-step and you will see how she treats every problem in practice. If you like her video, don’t forget to hit subscribe!
  3. The third “Budget With Me” video example comes from nashwallet. Compared to the two videos above, her video is a little different because she doesn’t use a dedicated budget planner, just a simple notebook. But what sets her apart even more is that she is only 23 years old, so she is a much more relevant example for young people and the problems they stumble upon.

If you have other suggestions that could help and motivate people when it comes to budget planning, don’t hesitate to contact us by using our contact form. If your advice is worth it, we’ll add it to the article!

 

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