Today, ResponsibleBudget.org is driven by a small, passionate team of personal finance nerds, highly interested in budgeting, saving, and learning how to invest. We have all made a bunch of mistakes along our careers while working on small to big-size projects. And over time, these mistakes turned into experience, and we wanted to spread the good word about financial literacy.
Like the popular traditional beliefs that every man should know how to tie a tie, build a fire, or catch fish, or every woman should know how to sew a button and do basic household-related things, we believe that every man, woman, and everyone else in between should be able to budget their money, pay off debt, save more, and reach financial independence. In fact, we believe these financial skills can go far beyond many of the skills and assets traditionally imposed by society.
We strive to become a personal finance blog that won’t put you to sleep. That is why we decided to avoid vague wording like “our mission”, “enhancing customer experience”, “driven by our customer’s needs”, and any sophisticated financial slang meant just to sound fancy in our articles and our explanations. The bottom line is that we want our visitors to be able to make smarter financial decisions, build more successful companies, and reach financial independence.
Remus Zoica is the founder of ResponsibleBudget.org, and he has a Bachelor’s Degree in Economics from the University of Oradea. He has 15 years of experience working with financial-related companies and products. He assures you that, in order to help you feel confident making money decisions, we will publish fact-checked articles that are up to date with industry trends and beliefs.
Camelia Zoica is a content writer, proofreader, and translator, and has been translating and writing content for 15 years, including financial topics. She likes writing heavily-researched articles and will be assisting Remus in writing and proofreading content.
Alongside Camelia and Remus, we have a team of people who will share stories about saving money and practical tips about day-to-day financial problems. The most important factor is personal experience, not from the point of view of somebody who has millions of dollars, but from the perspective of everyday people who have overcome specific challenges.
If you’ve reached this point in our fancy description of our beliefs, and you did not get bored, then we might as well “inject” some instant wisdom into your psyche by telling you the first and only rule of budgeting:
1) Do not go over budget.
It’s pretty simple and straightforward. Or isn’t it? As you might have already guessed, this is way more complicated in practice. That is why we invite you to start reading our articles!